The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement

McKnight argues that the largest threat to a typical American's retirement is not market losses but future tax increases. Government promises such as Social Security and Medicare, he suggests, will eventually need more revenue, and savers who have stored most of their money in tax-deferred accounts could find a growing share of it going to the government. The book offers a practical, step-by-step plan for reducing taxable income over time so that a retiree reaches a zero percent bracket. It explains how different account types and planning moves affect that path. The latest revision adds material on recent federal tax legislation and how to use it now to stretch retirement savings further. The central message is that tax exposure can be managed before it arrives.