Ha'Penny Chance (Ivy Rose Series Book 2)

Ivy Rose Murphy has one hope: a better life. Each day she walks from the crowded tenements of The Lane to collect scraps from the houses of the rich. Her luck begins to improve, but it draws attention, and carrying her earnings through the dark winter streets leaves her exposed. Jem Ryan, who runs the local livery, wants to marry her, yet Ivy guards her hard-won independence and is not ready to give it up. Then a sudden, unexpected event overturns her world, offering a dazzling future and forcing her to decide where her loyalty truly lies.